Your furniture and appliances, clothing, sports or hobby equipment,
and electronic goods are all regarded as personal property.
Like many people, you may own much more than you realize.
Comparing the value of your belongings to the “contents” limit listed
in your policy helps you make sure you have enough insurance
to replace them if they are lost, stolen or destroyed as a result of a
covered loss. An inventory also makes filing a claim easier.
What’s the best way to create my inventory
The easiest way to take an inventory is to use a video camera,
recording and describing items as you walk through your house. Or,
you can use a regular camera and create a home inventory checklist.
Here are a few tips for completing and storing your inventory:
- Add brand names and descriptions where you can, especially
on large-ticket items.
- Keep any receipts you have with the list to make the claims
- Store your video or photo inventory offsite so you won’t lose
it if your house is damaged.
- Update your personal property records when you purchase
new furnishings and valuables.