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Personal property insurance tips

5/7/2014

0 Comments

 
Why should I complete a home inventory

Your furniture and appliances, clothing, sports or hobby equipment,
and electronic goods are all regarded as personal property.
Like many people, you may own much more than you realize.
Comparing the value of your belongings to the “contents” limit listed
in your policy helps you make sure you have enough insurance
to replace them if they are lost, stolen or destroyed as a result of a
covered loss. An inventory also makes filing a claim easier.

What’s the best way to create my inventory

​
The easiest way to take an inventory is to use a video camera,
recording and describing items as you walk through your house. Or,
you can use a regular camera and create a home inventory checklist.
Here are a few tips for completing and storing your inventory:
  • Add brand names and descriptions where you can, especially
    on large-ticket items.
  • Keep any receipts you have with the list to make the claims
    process easier.
  • Store your video or photo inventory offsite so you won’t lose
    it if your house is damaged.
  • Update your personal property records when you purchase
    new furnishings and valuables.
If you have any questions on this information, please contact our office and speak with a licensed agent today!
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